$UNH UnitedHealth Q3 2026 Earnings
- Adj. EPS $4.69, est. $4.12
- EPS $4.56, vs. $2.59 y/y
- Revenue $112.69B, est. $111.03B
- UnitedHealthcare Revenue $86.33B, est. $84.87B
- Optum Revenue $66.88B, est. $66.48B
- Medical Care Ratio 88.4%, est. 89.9%
- Operating Margin 5.8%, vs. 3.8% y/y
- Operating Cost Ratio 12.8%, est. 12.6%
- Total Enrollments 48.30M, est. 48.62M
- FY Adj. EPS Outlook At Least $20.50, prior $19.50–$20.00
- FY EPS Outlook At Least $19.50, prior $18.45–$18.95
- Shares +3.8% After Q3 Results