NY Fed: US Household Debt Rises $334 Billion to $19.1 Trillion in Q3
- NY Fed: Total US household debt increased $334 billion to $19.1 trillion in Q3
- NY Fed: Mortgage debt rose $257 billion to $13.4 trillion
- NY Fed: Credit card debt increased $22 billion to $1.3 trillion
- NY Fed: 5% of outstanding household debt was in some form of delinquency at the end of September
- NY Fed: Overall delinquency rates increased compared with Q2, although transitions into serious delinquency declined from Q3 2025
- NY Fed: Share of student loans 90 days or more past due remained broadly unchanged at 10.9%
- NY Fed: Mortgage transitions into delinquency increased but remained historically low
- NY Fed: Credit card delinquency rates expected to improve